{"id":14972,"date":"2026-10-13T07:18:11","date_gmt":"2026-10-13T07:18:11","guid":{"rendered":"https:\/\/israstationery.com\/nirajshinde\/?page_id=14972"},"modified":"2026-10-15T05:12:08","modified_gmt":"2026-10-15T05:12:08","slug":"project-insurance","status":"publish","type":"page","link":"https:\/\/israstationery.com\/nirajshinde\/project-insurance\/","title":{"rendered":"Project Insurance"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"14972\" class=\"elementor elementor-14972\">\n\t\t\t\t<div class=\"elementor-element elementor-element-f2dc700 e-flex e-con-boxed e-con e-parent\" data-id=\"f2dc700\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-6e23b90 e-con-full e-flex e-con e-child\" data-id=\"6e23b90\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-6120487 elementor-widget elementor-widget-image\" data-id=\"6120487\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"23\" height=\"23\" src=\"https:\/\/israstationery.com\/nirajshinde\/wp-content\/uploads\/2026\/10\/insurance-icon-1.png\" class=\"attachment-large size-large wp-image-14838\" alt=\"\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-703315d elementor-widget elementor-widget-heading\" data-id=\"703315d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Project Insurance<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d66ae0f elementor-widget elementor-widget-heading\" data-id=\"d66ae0f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h1 class=\"elementor-heading-title elementor-size-default\">Project Insurance Plans to Protect Your Construction &amp; Engineering Work<\/h1>\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-4b385af e-grid e-con-full e-con e-child\" data-id=\"4b385af\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-004d38e e-flex e-con-boxed e-con e-child\" data-id=\"004d38e\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-3d55f38 elementor-widget elementor-widget-text-editor\" data-id=\"3d55f38\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p data-pm-slice=\"1 1 []\">Project Insurance Plans to Protect Your Construction &amp; Engineering Work<br \/>Every construction and engineering project involves financial risks. Unexpected accidents, fire, natural disasters, equipment damage or third-party incidents can affect project timelines and budgets.<br \/>Explore Project Insurance solutions designed to protect eligible construction works, installation activities, project materials and machinery against specified risks.<br \/>Get guidance on Contractors&#8217; All Risks (CAR), Erection All Risks (EAR) and project-related protection from Niraj Shinde \u2013 Insurance Expert, Mumbai.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-b2ddee2 e-grid e-con-boxed e-con e-child\" data-id=\"b2ddee2\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-cd56d96 e-con-full e-flex e-con e-child\" data-id=\"cd56d96\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-312c88c elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list\" data-id=\"312c88c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-list.default\">\n\t\t\t\t\t\t\t<ul class=\"elementor-icon-list-items\">\n\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-check\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M173.898 439.404l-166.4-166.4c-9.997-9.997-9.997-26.206 0-36.204l36.203-36.204c9.997-9.998 26.207-9.998 36.204 0L192 312.69 432.095 72.596c9.997-9.997 26.207-9.997 36.204 0l36.203 36.204c9.997 9.997 9.997 26.206 0 36.204l-294.4 294.401c-9.998 9.997-26.207 9.997-36.204-.001z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Construction Project Protection<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-0ed9f99 e-con-full e-flex e-con e-child\" data-id=\"0ed9f99\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-84252a0 elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list\" data-id=\"84252a0\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-list.default\">\n\t\t\t\t\t\t\t<ul class=\"elementor-icon-list-items\">\n\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-check\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M173.898 439.404l-166.4-166.4c-9.997-9.997-9.997-26.206 0-36.204l36.203-36.204c9.997-9.998 26.207-9.998 36.204 0L192 312.69 432.095 72.596c9.997-9.997 26.207-9.997 36.204 0l36.203 36.204c9.997 9.997 9.997 26.206 0 36.204l-294.4 294.401c-9.998 9.997-26.207 9.997-36.204-.001z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Plant &amp; Machinery Installation Cover<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-b37cd8a e-con-full e-flex e-con e-child\" data-id=\"b37cd8a\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-2941892 elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list\" data-id=\"2941892\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-list.default\">\n\t\t\t\t\t\t\t<ul class=\"elementor-icon-list-items\">\n\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-check\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M173.898 439.404l-166.4-166.4c-9.997-9.997-9.997-26.206 0-36.204l36.203-36.204c9.997-9.998 26.207-9.998 36.204 0L192 312.69 432.095 72.596c9.997-9.997 26.207-9.997 36.204 0l36.203 36.204c9.997 9.997 9.997 26.206 0 36.204l-294.4 294.401c-9.998 9.997-26.207 9.997-36.204-.001z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Third-Party Liability Options<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-85a1864 e-con-full e-flex e-con e-child\" data-id=\"85a1864\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-ef2ba28 elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list\" data-id=\"ef2ba28\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-list.default\">\n\t\t\t\t\t\t\t<ul class=\"elementor-icon-list-items\">\n\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-check\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M173.898 439.404l-166.4-166.4c-9.997-9.997-9.997-26.206 0-36.204l36.203-36.204c9.997-9.998 26.207-9.998 36.204 0L192 312.69 432.095 72.596c9.997-9.997 26.207-9.997 36.204 0l36.203 36.204c9.997 9.997 9.997 26.206 0 36.204l-294.4 294.401c-9.998 9.997-26.207 9.997-36.204-.001z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Project Claims Guidance<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-47b2e4e elementor-widget elementor-widget-bixoo-button-widget\" data-id=\"47b2e4e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"bixoo-button-widget.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\n                            <div class=\"button-style one\">\n\n                    <a href=\"https:\/\/israstationery.com\/nirajshinde\/contact-us\/\" class=\"theme-btn wow fadeInUp\" data-wow-delay=\".9s\">\n                       <span class=\"btn-arr btn-arrow-left\"> <i class=\"fa-solid fa-arrow-up-right\"><\/i> <\/span>\n                       <span class=\"btn-title\">Get a Free Quote<\/span>\n                       <span class=\"btn-arr btn-arrow-right\"> <i class=\"fa-solid fa-arrow-up-right\"><\/i> <\/span>\n                   <\/a>\n\n               <\/div>\n                    \t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-c745720 e-flex e-con-boxed e-con e-parent\" data-id=\"c745720\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-c85be28 e-con-full e-flex e-con e-child\" data-id=\"c85be28\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-feec64e e-con-full e-flex e-con e-child\" data-id=\"feec64e\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-f0fe551 elementor-widget elementor-widget-image\" data-id=\"f0fe551\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"580\" height=\"420\" src=\"https:\/\/israstationery.com\/nirajshinde\/wp-content\/uploads\/2026\/10\/Shielded-Construction-Progress.webp\" class=\"attachment-large size-large wp-image-16043\" alt=\"Project Insurance\" srcset=\"https:\/\/israstationery.com\/nirajshinde\/wp-content\/uploads\/2026\/10\/Shielded-Construction-Progress.webp 580w, https:\/\/israstationery.com\/nirajshinde\/wp-content\/uploads\/2026\/10\/Shielded-Construction-Progress-300x217.webp 300w\" sizes=\"(max-width: 580px) 100vw, 580px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-8392367 e-con-full e-flex e-con e-child\" data-id=\"8392367\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-1e1bb62 elementor-widget elementor-widget-heading\" data-id=\"1e1bb62\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">What Is Project Insurance?<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a2bf7d1 elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"a2bf7d1\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6c77ef4 elementor-widget elementor-widget-text-editor\" data-id=\"6c77ef4\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p data-pm-slice=\"1 1 []\">Project Insurance provides financial protection against specified risks during construction, erection, installation and commissioning activities. It helps project owners, developers and contractors manage eligible losses involving insured project works, materials, machinery and equipment.<br \/>Two important forms of Project Insurance are Contractors&#8217; All Risks (CAR) Insurance and Erection All Risks (EAR) Insurance. CAR Insurance primarily covers civil construction projects, while EAR Insurance focuses on the installation, testing and commissioning of eligible plant, machinery and industrial equipment.<br \/>At Niraj Shinde \u2013 Insurance Expert, Mumbai, we help construction companies, developers, engineering contractors and project owners understand available Project Insurance plans, coverage benefits, exclusions, premiums and claims procedures.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-f539f2d e-flex e-con-boxed e-con e-parent\" data-id=\"f539f2d\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-d06551b e-con-full e-flex e-con e-child\" data-id=\"d06551b\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-4c5c6fe e-con-full e-flex e-con e-child\" data-id=\"4c5c6fe\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-6ac543c elementor-widget elementor-widget-heading\" data-id=\"6ac543c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Project Insurance Coverage: What's Included and What's Not?<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-eaef34d elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"eaef34d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-615bca5 e-grid e-con-full e-con e-child\" data-id=\"615bca5\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-09d67e0 e-con-full e-flex e-con e-child\" data-id=\"09d67e0\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-5551658 elementor-widget elementor-widget-text-editor\" data-id=\"5551658\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>\u2705\u00a0 <strong>What Project Insurance May Cover<\/strong><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-786db3e elementor-icon-list--layout-traditional elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list\" data-id=\"786db3e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-list.default\">\n\t\t\t\t\t\t\t<ul class=\"elementor-icon-list-items\">\n\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-check\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M173.898 439.404l-166.4-166.4c-9.997-9.997-9.997-26.206 0-36.204l36.203-36.204c9.997-9.998 26.207-9.998 36.204 0L192 312.69 432.095 72.596c9.997-9.997 26.207-9.997 36.204 0l36.203 36.204c9.997 9.997 9.997 26.206 0 36.204l-294.4 294.401c-9.998 9.997-26.207 9.997-36.204-.001z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Construction Works: Eligible accidental physical loss or damage to insured permanent and temporary project works.<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-check\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M173.898 439.404l-166.4-166.4c-9.997-9.997-9.997-26.206 0-36.204l36.203-36.204c9.997-9.998 26.207-9.998 36.204 0L192 312.69 432.095 72.596c9.997-9.997 26.207-9.997 36.204 0l36.203 36.204c9.997 9.997 9.997 26.206 0 36.204l-294.4 294.401c-9.998 9.997-26.207 9.997-36.204-.001z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Fire and Explosion: Specified damage caused by covered fire, explosion or lightning incidents.<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-check\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M173.898 439.404l-166.4-166.4c-9.997-9.997-9.997-26.206 0-36.204l36.203-36.204c9.997-9.998 26.207-9.998 36.204 0L192 312.69 432.095 72.596c9.997-9.997 26.207-9.997 36.204 0l36.203 36.204c9.997 9.997 9.997 26.206 0 36.204l-294.4 294.401c-9.998 9.997-26.207 9.997-36.204-.001z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Natural Disasters: Covered losses arising from floods, storms, earthquakes and other insured natural events.<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-check\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M173.898 439.404l-166.4-166.4c-9.997-9.997-9.997-26.206 0-36.204l36.203-36.204c9.997-9.998 26.207-9.998 36.204 0L192 312.69 432.095 72.596c9.997-9.997 26.207-9.997 36.204 0l36.203 36.204c9.997 9.997 9.997 26.206 0 36.204l-294.4 294.401c-9.998 9.997-26.207 9.997-36.204-.001z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Fire and Explosion: Damage caused by covered fire, explosion, self-ignition or lightning incidents.<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-check\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M173.898 439.404l-166.4-166.4c-9.997-9.997-9.997-26.206 0-36.204l36.203-36.204c9.997-9.998 26.207-9.998 36.204 0L192 312.69 432.095 72.596c9.997-9.997 26.207-9.997 36.204 0l36.203 36.204c9.997 9.997 9.997 26.206 0 36.204l-294.4 294.401c-9.998 9.997-26.207 9.997-36.204-.001z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Natural Disasters: Covered losses due to floods, cyclones, earthquakes, storms and other specified natural events.<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-check\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M173.898 439.404l-166.4-166.4c-9.997-9.997-9.997-26.206 0-36.204l36.203-36.204c9.997-9.998 26.207-9.998 36.204 0L192 312.69 432.095 72.596c9.997-9.997 26.207-9.997 36.204 0l36.203 36.204c9.997 9.997 9.997 26.206 0 36.204l-294.4 294.401c-9.998 9.997-26.207 9.997-36.204-.001z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Man-Made Events: Damage arising from covered riots, strikes, malicious acts and similar insured events.<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-check\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M173.898 439.404l-166.4-166.4c-9.997-9.997-9.997-26.206 0-36.204l36.203-36.204c9.997-9.998 26.207-9.998 36.204 0L192 312.69 432.095 72.596c9.997-9.997 26.207-9.997 36.204 0l36.203 36.204c9.997 9.997 9.997 26.206 0 36.204l-294.4 294.401c-9.998 9.997-26.207 9.997-36.204-.001z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Personal Accident Protection: Owner-driver personal accident benefits where required, eligible and included under the applicable cover.<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-616dfc6 e-con-full e-flex e-con e-child\" data-id=\"616dfc6\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-35d8201 elementor-widget elementor-widget-text-editor\" data-id=\"35d8201\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"color: #003300;\">\u274c<\/span>\u00a0 <strong>What Bike Insurance Not Cover<\/strong><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ca29ede elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list\" data-id=\"ca29ede\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-list.default\">\n\t\t\t\t\t\t\t<ul class=\"elementor-icon-list-items\">\n\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-times\" viewBox=\"0 0 352 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M242.72 256l100.07-100.07c12.28-12.28 12.28-32.19 0-44.48l-22.24-22.24c-12.28-12.28-32.19-12.28-44.48 0L176 189.28 75.93 89.21c-12.28-12.28-32.19-12.28-44.48 0L9.21 111.45c-12.28 12.28-12.28 32.19 0 44.48L109.28 256 9.21 356.07c-12.28 12.28-12.28 32.19 0 44.48l22.24 22.24c12.28 12.28 32.2 12.28 44.48 0L176 322.72l100.07 100.07c12.28 12.28 32.2 12.28 44.48 0l22.24-22.24c12.28-12.28 12.28-32.19 0-44.48L242.72 256z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Normal wear and tear or ageing of bike parts.<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-times\" viewBox=\"0 0 352 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M242.72 256l100.07-100.07c12.28-12.28 12.28-32.19 0-44.48l-22.24-22.24c-12.28-12.28-32.19-12.28-44.48 0L176 189.28 75.93 89.21c-12.28-12.28-32.19-12.28-44.48 0L9.21 111.45c-12.28 12.28-12.28 32.19 0 44.48L109.28 256 9.21 356.07c-12.28 12.28-12.28 32.19 0 44.48l22.24 22.24c12.28 12.28 32.2 12.28 44.48 0L176 322.72l100.07 100.07c12.28 12.28 32.2 12.28 44.48 0l22.24-22.24c12.28-12.28 12.28-32.19 0-44.48L242.72 256z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Mechanical or electrical breakdown not caused by an insured event.<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-times\" viewBox=\"0 0 352 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M242.72 256l100.07-100.07c12.28-12.28 12.28-32.19 0-44.48l-22.24-22.24c-12.28-12.28-32.19-12.28-44.48 0L176 189.28 75.93 89.21c-12.28-12.28-32.19-12.28-44.48 0L9.21 111.45c-12.28 12.28-12.28 32.19 0 44.48L109.28 256 9.21 356.07c-12.28 12.28-12.28 32.19 0 44.48l22.24 22.24c12.28 12.28 32.2 12.28 44.48 0L176 322.72l100.07 100.07c12.28 12.28 32.2 12.28 44.48 0l22.24-22.24c12.28-12.28 12.28-32.19 0-44.48L242.72 256z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Riding without a valid driving licence.<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-times\" viewBox=\"0 0 352 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M242.72 256l100.07-100.07c12.28-12.28 12.28-32.19 0-44.48l-22.24-22.24c-12.28-12.28-32.19-12.28-44.48 0L176 189.28 75.93 89.21c-12.28-12.28-32.19-12.28-44.48 0L9.21 111.45c-12.28 12.28-12.28 32.19 0 44.48L109.28 256 9.21 356.07c-12.28 12.28-12.28 32.19 0 44.48l22.24 22.24c12.28 12.28 32.2 12.28 44.48 0L176 322.72l100.07 100.07c12.28 12.28 32.2 12.28 44.48 0l22.24-22.24c12.28-12.28 12.28-32.19 0-44.48L242.72 256z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Accidents while riding under the influence of alcohol or drugs.<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-times\" viewBox=\"0 0 352 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M242.72 256l100.07-100.07c12.28-12.28 12.28-32.19 0-44.48l-22.24-22.24c-12.28-12.28-32.19-12.28-44.48 0L176 189.28 75.93 89.21c-12.28-12.28-32.19-12.28-44.48 0L9.21 111.45c-12.28 12.28-12.28 32.19 0 44.48L109.28 256 9.21 356.07c-12.28 12.28-12.28 32.19 0 44.48l22.24 22.24c12.28 12.28 32.2 12.28 44.48 0L176 322.72l100.07 100.07c12.28 12.28 32.2 12.28 44.48 0l22.24-22.24c12.28-12.28 12.28-32.19 0-44.48L242.72 256z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Damage occurring outside the geographical coverage area.<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-times\" viewBox=\"0 0 352 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M242.72 256l100.07-100.07c12.28-12.28 12.28-32.19 0-44.48l-22.24-22.24c-12.28-12.28-32.19-12.28-44.48 0L176 189.28 75.93 89.21c-12.28-12.28-32.19-12.28-44.48 0L9.21 111.45c-12.28 12.28-12.28 32.19 0 44.48L109.28 256 9.21 356.07c-12.28 12.28-12.28 32.19 0 44.48l22.24 22.24c12.28 12.28 32.2 12.28 44.48 0L176 322.72l100.07 100.07c12.28 12.28 32.2 12.28 44.48 0l22.24-22.24c12.28-12.28 12.28-32.19 0-44.48L242.72 256z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Use of a private bike for excluded commercial activities or racing.<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-times\" viewBox=\"0 0 352 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M242.72 256l100.07-100.07c12.28-12.28 12.28-32.19 0-44.48l-22.24-22.24c-12.28-12.28-32.19-12.28-44.48 0L176 189.28 75.93 89.21c-12.28-12.28-32.19-12.28-44.48 0L9.21 111.45c-12.28 12.28-12.28 32.19 0 44.48L109.28 256 9.21 356.07c-12.28 12.28-12.28 32.19 0 44.48l22.24 22.24c12.28 12.28 32.2 12.28 44.48 0L176 322.72l100.07 100.07c12.28 12.28 32.2 12.28 44.48 0l22.24-22.24c12.28-12.28 12.28-32.19 0-44.48L242.72 256z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Depreciation on replacement parts, unless applicable add-on coverage reduces it.<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-times\" viewBox=\"0 0 352 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M242.72 256l100.07-100.07c12.28-12.28 12.28-32.19 0-44.48l-22.24-22.24c-12.28-12.28-32.19-12.28-44.48 0L176 189.28 75.93 89.21c-12.28-12.28-32.19-12.28-44.48 0L9.21 111.45c-12.28 12.28-12.28 32.19 0 44.48L109.28 256 9.21 356.07c-12.28 12.28-12.28 32.19 0 44.48l22.24 22.24c12.28 12.28 32.2 12.28 44.48 0L176 322.72l100.07 100.07c12.28 12.28 32.2 12.28 44.48 0l22.24-22.24c12.28-12.28 12.28-32.19 0-44.48L242.72 256z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Damage occurring when the relevant insurance coverage is not active.<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-b3d65bb e-flex e-con-boxed e-con e-parent\" data-id=\"b3d65bb\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-3044c62 e-con-full e-flex e-con e-child\" data-id=\"3044c62\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-3dd58ad e-con-full e-flex e-con e-child\" data-id=\"3dd58ad\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-ffa9846 elementor-widget elementor-widget-heading\" data-id=\"ffa9846\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Benefits of health insurance<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-58bbad9 elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"58bbad9\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-901ee7c elementor-view-stacked elementor-position-inline-start elementor-widget__width-initial elementor-shape-circle elementor-mobile-position-block-start elementor-widget elementor-widget-icon-box\" data-id=\"901ee7c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-box.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-box-wrapper\">\n\n\t\t\t\t\t\t<div class=\"elementor-icon-box-icon\">\n\t\t\t\t<span  class=\"elementor-icon\">\n\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-far-check-circle\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M256 8C119.033 8 8 119.033 8 256s111.033 248 248 248 248-111.033 248-248S392.967 8 256 8zm0 48c110.532 0 200 89.451 200 200 0 110.532-89.451 200-200 200-110.532 0-200-89.451-200-200 0-110.532 89.451-200 200-200m140.204 130.267l-22.536-22.718c-4.667-4.705-12.265-4.736-16.97-.068L215.346 303.697l-59.792-60.277c-4.667-4.705-12.265-4.736-16.97-.069l-22.719 22.536c-4.705 4.667-4.736 12.265-.068 16.971l90.781 91.516c4.667 4.705 12.265 4.736 16.97.068l172.589-171.204c4.704-4.668 4.734-12.266.067-16.971z\"><\/path><\/svg>\t\t\t\t<\/span>\n\t\t\t<\/div>\n\t\t\t\n\t\t\t\t\t\t<div class=\"elementor-icon-box-content\">\n\n\t\t\t\t\t\t\t\t\t<h3 class=\"elementor-icon-box-title\">\n\t\t\t\t\t\t<span  >\n\t\t\t\t\t\t\tFinancial Support During Medical Emergencies\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/h3>\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<p class=\"elementor-icon-box-description\">\n\t\t\t\t\t\tReduce the burden of eligible treatment expenses and help protect your savings from unexpected hospital bills.\t\t\t\t\t<\/p>\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-8a9bb18 elementor-view-stacked elementor-position-inline-start elementor-widget__width-initial elementor-shape-circle elementor-mobile-position-block-start elementor-widget elementor-widget-icon-box\" data-id=\"8a9bb18\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-box.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-box-wrapper\">\n\n\t\t\t\t\t\t<div class=\"elementor-icon-box-icon\">\n\t\t\t\t<span  class=\"elementor-icon\">\n\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-far-check-circle\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M256 8C119.033 8 8 119.033 8 256s111.033 248 248 248 248-111.033 248-248S392.967 8 256 8zm0 48c110.532 0 200 89.451 200 200 0 110.532-89.451 200-200 200-110.532 0-200-89.451-200-200 0-110.532 89.451-200 200-200m140.204 130.267l-22.536-22.718c-4.667-4.705-12.265-4.736-16.97-.068L215.346 303.697l-59.792-60.277c-4.667-4.705-12.265-4.736-16.97-.069l-22.719 22.536c-4.705 4.667-4.736 12.265-.068 16.971l90.781 91.516c4.667 4.705 12.265 4.736 16.97.068l172.589-171.204c4.704-4.668 4.734-12.266.067-16.971z\"><\/path><\/svg>\t\t\t\t<\/span>\n\t\t\t<\/div>\n\t\t\t\n\t\t\t\t\t\t<div class=\"elementor-icon-box-content\">\n\n\t\t\t\t\t\t\t\t\t<h3 class=\"elementor-icon-box-title\">\n\t\t\t\t\t\t<span  >\n\t\t\t\t\t\t\tCashless Hospitalisation\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/h3>\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<p class=\"elementor-icon-box-description\">\n\t\t\t\t\t\tAccess cashless treatment at eligible network hospitals, subject to pre-authorisation, policy terms and applicable limits.\t\t\t\t\t<\/p>\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1f35ccc elementor-view-stacked elementor-position-inline-start elementor-widget__width-initial elementor-shape-circle elementor-mobile-position-block-start elementor-widget elementor-widget-icon-box\" data-id=\"1f35ccc\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-box.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-box-wrapper\">\n\n\t\t\t\t\t\t<div class=\"elementor-icon-box-icon\">\n\t\t\t\t<span  class=\"elementor-icon\">\n\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-far-check-circle\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M256 8C119.033 8 8 119.033 8 256s111.033 248 248 248 248-111.033 248-248S392.967 8 256 8zm0 48c110.532 0 200 89.451 200 200 0 110.532-89.451 200-200 200-110.532 0-200-89.451-200-200 0-110.532 89.451-200 200-200m140.204 130.267l-22.536-22.718c-4.667-4.705-12.265-4.736-16.97-.068L215.346 303.697l-59.792-60.277c-4.667-4.705-12.265-4.736-16.97-.069l-22.719 22.536c-4.705 4.667-4.736 12.265-.068 16.971l90.781 91.516c4.667 4.705 12.265 4.736 16.97.068l172.589-171.204c4.704-4.668 4.734-12.266.067-16.971z\"><\/path><\/svg>\t\t\t\t<\/span>\n\t\t\t<\/div>\n\t\t\t\n\t\t\t\t\t\t<div class=\"elementor-icon-box-content\">\n\n\t\t\t\t\t\t\t\t\t<h3 class=\"elementor-icon-box-title\">\n\t\t\t\t\t\t<span  >\n\t\t\t\t\t\t\tCoverage Beyond Hospital Bills\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/h3>\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<p class=\"elementor-icon-box-description\">\n\t\t\t\t\t\tDepending on your chosen plan, benefits may include pre- and post-hospitalisation expenses, daycare procedures and ambulance charges.\t\t\t\t\t<\/p>\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d1556a3 elementor-view-stacked elementor-position-inline-start elementor-widget__width-initial elementor-shape-circle elementor-mobile-position-block-start elementor-widget elementor-widget-icon-box\" data-id=\"d1556a3\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-box.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-box-wrapper\">\n\n\t\t\t\t\t\t<div class=\"elementor-icon-box-icon\">\n\t\t\t\t<span  class=\"elementor-icon\">\n\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-far-check-circle\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M256 8C119.033 8 8 119.033 8 256s111.033 248 248 248 248-111.033 248-248S392.967 8 256 8zm0 48c110.532 0 200 89.451 200 200 0 110.532-89.451 200-200 200-110.532 0-200-89.451-200-200 0-110.532 89.451-200 200-200m140.204 130.267l-22.536-22.718c-4.667-4.705-12.265-4.736-16.97-.068L215.346 303.697l-59.792-60.277c-4.667-4.705-12.265-4.736-16.97-.069l-22.719 22.536c-4.705 4.667-4.736 12.265-.068 16.971l90.781 91.516c4.667 4.705 12.265 4.736 16.97.068l172.589-171.204c4.704-4.668 4.734-12.266.067-16.971z\"><\/path><\/svg>\t\t\t\t<\/span>\n\t\t\t<\/div>\n\t\t\t\n\t\t\t\t\t\t<div class=\"elementor-icon-box-content\">\n\n\t\t\t\t\t\t\t\t\t<h3 class=\"elementor-icon-box-title\">\n\t\t\t\t\t\t<span  >\n\t\t\t\t\t\t\tHealthcare for Your Family\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/h3>\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<p class=\"elementor-icon-box-description\">\n\t\t\t\t\t\tChoose individual or family coverage according to the needs of your household and the available policy options.\t\t\t\t\t<\/p>\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-120d90d elementor-view-stacked elementor-position-inline-start elementor-widget__width-initial elementor-shape-circle elementor-mobile-position-block-start elementor-widget elementor-widget-icon-box\" data-id=\"120d90d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-box.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-box-wrapper\">\n\n\t\t\t\t\t\t<div class=\"elementor-icon-box-icon\">\n\t\t\t\t<span  class=\"elementor-icon\">\n\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-far-check-circle\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M256 8C119.033 8 8 119.033 8 256s111.033 248 248 248 248-111.033 248-248S392.967 8 256 8zm0 48c110.532 0 200 89.451 200 200 0 110.532-89.451 200-200 200-110.532 0-200-89.451-200-200 0-110.532 89.451-200 200-200m140.204 130.267l-22.536-22.718c-4.667-4.705-12.265-4.736-16.97-.068L215.346 303.697l-59.792-60.277c-4.667-4.705-12.265-4.736-16.97-.069l-22.719 22.536c-4.705 4.667-4.736 12.265-.068 16.971l90.781 91.516c4.667 4.705 12.265 4.736 16.97.068l172.589-171.204c4.704-4.668 4.734-12.266.067-16.971z\"><\/path><\/svg>\t\t\t\t<\/span>\n\t\t\t<\/div>\n\t\t\t\n\t\t\t\t\t\t<div class=\"elementor-icon-box-content\">\n\n\t\t\t\t\t\t\t\t\t<h3 class=\"elementor-icon-box-title\">\n\t\t\t\t\t\t<span  >\n\t\t\t\t\t\t\tPreventive Healthcare Benefits\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/h3>\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<p class=\"elementor-icon-box-description\">\n\t\t\t\t\t\tSome policies offer annual health check-ups or other preventive care benefits as specified in the policy.\t\t\t\t\t<\/p>\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-670bc39 elementor-view-stacked elementor-position-inline-start elementor-widget__width-initial elementor-shape-circle elementor-mobile-position-block-start elementor-widget elementor-widget-icon-box\" data-id=\"670bc39\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-box.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-box-wrapper\">\n\n\t\t\t\t\t\t<div class=\"elementor-icon-box-icon\">\n\t\t\t\t<span  class=\"elementor-icon\">\n\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-far-check-circle\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M256 8C119.033 8 8 119.033 8 256s111.033 248 248 248 248-111.033 248-248S392.967 8 256 8zm0 48c110.532 0 200 89.451 200 200 0 110.532-89.451 200-200 200-110.532 0-200-89.451-200-200 0-110.532 89.451-200 200-200m140.204 130.267l-22.536-22.718c-4.667-4.705-12.265-4.736-16.97-.068L215.346 303.697l-59.792-60.277c-4.667-4.705-12.265-4.736-16.97-.069l-22.719 22.536c-4.705 4.667-4.736 12.265-.068 16.971l90.781 91.516c4.667 4.705 12.265 4.736 16.97.068l172.589-171.204c4.704-4.668 4.734-12.266.067-16.971z\"><\/path><\/svg>\t\t\t\t<\/span>\n\t\t\t<\/div>\n\t\t\t\n\t\t\t\t\t\t<div class=\"elementor-icon-box-content\">\n\n\t\t\t\t\t\t\t\t\t<h3 class=\"elementor-icon-box-title\">\n\t\t\t\t\t\t<span  >\n\t\t\t\t\t\t\tPotential Tax Advantages\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/h3>\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<p class=\"elementor-icon-box-description\">\n\t\t\t\t\t\tEligible health insurance premiums may qualify for tax deductions under applicable provisions of Indian tax law, depending on your tax regime and eligibility.\t\t\t\t\t<\/p>\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-1e67e81 e-flex e-con-boxed e-con e-parent\" data-id=\"1e67e81\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-f99f479 e-con-full e-flex e-con e-child\" data-id=\"f99f479\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-cba06ea e-con-full e-flex e-con e-child\" data-id=\"cba06ea\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-9e69754 elementor-widget elementor-widget-heading\" data-id=\"9e69754\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Types of health insurance plans<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ab2829d elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"ab2829d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-39970ea elementor-widget elementor-widget-text-editor\" data-id=\"39970ea\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p data-pm-slice=\"1 1 []\"><strong>Explore Health Insurance Options for Different Needs<\/strong><\/p><p data-pm-slice=\"1 1 []\">Choosing the right policy starts with understanding who needs protection and what kind of coverage may be suitable.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-9652e79 elementor-widget__width-initial elementor-view-default elementor-mobile-position-block-start elementor-widget elementor-widget-icon-box\" data-id=\"9652e79\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-box.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-box-wrapper\">\n\n\t\t\t\t\t\t<div class=\"elementor-icon-box-icon\">\n\t\t\t\t<span  class=\"elementor-icon\">\n\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" xmlns:xlink=\"http:\/\/www.w3.org\/1999\/xlink\" width=\"64\" viewBox=\"0 0 48 48\" height=\"64\" preserveAspectRatio=\"xMidYMid meet\"><defs><clipPath id=\"82f55f95ae\"><path d=\"M 0.488281 30 L 47.511719 30 L 47.511719 47 L 0.488281 47 Z M 0.488281 30 \" clip-rule=\"nonzero\"><\/path><\/clipPath><\/defs><path fill=\"#219629\" d=\"M 24.378906 0.128906 C 24.125 -0.0117188 23.875 -0.0117188 23.621094 0.128906 L 9.53125 7.953125 C 9.261719 8.105469 9.128906 8.332031 9.128906 8.636719 C 9.128906 8.84375 9.140625 13.710938 10.917969 19.050781 C 11.96875 22.210938 13.429688 24.878906 15.25 26.96875 C 17.554688 29.617188 20.441406 31.34375 23.828125 32.101562 C 23.941406 32.125 24.058594 32.125 24.171875 32.101562 C 24.324219 32.066406 27.929688 31.226562 31.5625 27.890625 C 33.683594 25.9375 35.378906 23.53125 36.589844 20.738281 C 38.097656 17.273438 38.863281 13.203125 38.871094 8.640625 C 38.871094 8.332031 38.738281 8.105469 38.46875 7.953125 Z M 35.179688 20.0625 C 34.0625 22.648438 32.511719 24.875 30.5625 26.679688 C 27.652344 29.382812 24.699219 30.332031 23.988281 30.53125 C 21.019531 29.828125 18.480469 28.289062 16.445312 25.957031 C 14.761719 24.027344 13.402344 21.550781 12.414062 18.59375 C 11.015625 14.398438 10.753906 10.410156 10.707031 9.09375 L 24 1.707031 L 37.300781 9.097656 C 37.246094 13.234375 36.53125 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45.785156 33.726562 45.835938 33.878906 45.871094 34.03125 L 25.460938 45.371094 L 8.347656 40.90625 Z M 2.085938 32.902344 L 6.78125 32.902344 L 6.78125 42.292969 L 2.085938 42.292969 Z M 2.085938 32.902344 \" fill-opacity=\"1\" fill-rule=\"nonzero\"><\/path><\/g><\/svg>\t\t\t\t<\/span>\n\t\t\t<\/div>\n\t\t\t\n\t\t\t\t\t\t<div class=\"elementor-icon-box-content\">\n\n\t\t\t\t\t\t\t\t\t<h3 class=\"elementor-icon-box-title\">\n\t\t\t\t\t\t<span  >\n\t\t\t\t\t\t\tSenior Citizen Plan\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/h3>\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<p class=\"elementor-icon-box-description\">\n\t\t\t\t\t\tPlans intended for older adults, with benefits, eligibility requirements and cost-sharing conditions varying by insurer.\t\t\t\t\t<\/p>\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6e7b97d elementor-widget__width-initial elementor-view-default elementor-mobile-position-block-start elementor-widget 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2.085938 32.902344 \" fill-opacity=\"1\" fill-rule=\"nonzero\"><\/path><\/g><\/svg>\t\t\t\t<\/span>\n\t\t\t<\/div>\n\t\t\t\n\t\t\t\t\t\t<div class=\"elementor-icon-box-content\">\n\n\t\t\t\t\t\t\t\t\t<h3 class=\"elementor-icon-box-title\">\n\t\t\t\t\t\t<span  >\n\t\t\t\t\t\t\tTop-Up and Super Top-Up Plans\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/h3>\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<p class=\"elementor-icon-box-description\">\n\t\t\t\t\t\tThese policies can increase your overall health coverage above a specified deductible, making them worth considering alongside an existing health plan.\t\t\t\t\t<\/p>\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-bbe255f elementor-widget__width-initial elementor-view-default elementor-mobile-position-block-start elementor-widget elementor-widget-icon-box\" data-id=\"bbe255f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-box.default\">\n\t\t\t\t\t\t\t<div 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26.386719 39.710938 C 26.320312 39.917969 26.335938 40.117188 26.4375 40.308594 C 26.535156 40.5 26.691406 40.628906 26.894531 40.691406 C 27.101562 40.757812 27.300781 40.742188 27.492188 40.640625 L 42.890625 32.632812 C 43.035156 32.558594 43.179688 32.503906 43.335938 32.464844 C 43.488281 32.425781 43.644531 32.402344 43.804688 32.398438 C 43.964844 32.398438 44.121094 32.410156 44.277344 32.445312 C 44.433594 32.476562 44.582031 32.527344 44.726562 32.597656 C 44.871094 32.664062 45.003906 32.746094 45.128906 32.847656 C 45.253906 32.945312 45.367188 33.054688 45.464844 33.179688 C 45.566406 33.304688 45.648438 33.441406 45.71875 33.582031 C 45.785156 33.726562 45.835938 33.878906 45.871094 34.03125 L 25.460938 45.371094 L 8.347656 40.90625 Z M 2.085938 32.902344 L 6.78125 32.902344 L 6.78125 42.292969 L 2.085938 42.292969 Z M 2.085938 32.902344 \" fill-opacity=\"1\" fill-rule=\"nonzero\"><\/path><\/g><\/svg>\t\t\t\t<\/span>\n\t\t\t<\/div>\n\t\t\t\n\t\t\t\t\t\t<div class=\"elementor-icon-box-content\">\n\n\t\t\t\t\t\t\t\t\t<h3 class=\"elementor-icon-box-title\">\n\t\t\t\t\t\t<span  >\n\t\t\t\t\t\t\tCritical Illness Insurance\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/h3>\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<p class=\"elementor-icon-box-description\">\n\t\t\t\t\t\tProvides a defined benefit upon diagnosis of a covered critical illness, subject to the policy's terms and conditions.\t\t\t\t\t<\/p>\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-a129116 e-flex e-con-boxed e-con e-parent\" data-id=\"a129116\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-d96f12a e-con-full e-flex e-con e-child\" data-id=\"d96f12a\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-f905880 e-con-full e-flex e-con e-child\" data-id=\"f905880\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-c4723ef elementor-widget elementor-widget-bixoo-heading-title-widget\" data-id=\"c4723ef\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"bixoo-heading-title-widget.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\n\n\n        <div class=\"section-main-title\">\n            <div class=\"about-right-content-style-1\">\n                <div class=\"section-title mb-0\">\n                    <span class=\"sub-title tz-sub-tilte tz-sub-anim tx-subTitle d-inline-flex\">\n                                                    <img decoding=\"async\" class=\"pe-1\" src=\"https:\/\/israstationery.com\/nirajshinde\/wp-content\/uploads\/2026\/10\/icon-2.png\" alt=\"img\">\n                                                Process                    <\/span>\n                                            <h2 class=\"split-title\">\n                            How to Choose the Right Project Insurance Plan                        <\/h2>\n                                    <\/div>\n                            <\/div>\n        <\/div>\n        \t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c9c33a6 elementor-widget elementor-widget-image\" data-id=\"c9c33a6\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"570\" height=\"450\" src=\"https:\/\/israstationery.com\/nirajshinde\/wp-content\/uploads\/2026\/10\/Engineering-Partnership-Over-Project-Plans.webp\" class=\"attachment-large size-large wp-image-16044\" alt=\"Project Insurance Plan\" srcset=\"https:\/\/israstationery.com\/nirajshinde\/wp-content\/uploads\/2026\/10\/Engineering-Partnership-Over-Project-Plans.webp 570w, https:\/\/israstationery.com\/nirajshinde\/wp-content\/uploads\/2026\/10\/Engineering-Partnership-Over-Project-Plans-300x237.webp 300w\" sizes=\"(max-width: 570px) 100vw, 570px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-780708f e-con-full e-flex e-con e-child\" data-id=\"780708f\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-7d6725c e-con-full e-flex e-con e-child\" data-id=\"7d6725c\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-8f816e3 e-con-full e-flex e-con e-child\" data-id=\"8f816e3\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-31d9e02 elementor-absolute elementor-widget elementor-widget-heading\" data-id=\"31d9e02\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_position&quot;:&quot;absolute&quot;}\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">01<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-3ded83e e-con-full e-flex e-con e-child\" data-id=\"3ded83e\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-7adf546 elementor-widget elementor-widget-heading\" data-id=\"7adf546\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Understand Your Project Risks<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4c816be elementor-widget elementor-widget-text-editor\" data-id=\"4c816be\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p data-pm-slice=\"1 1 []\">Identify the project type, construction activities, site location and machinery requirements. Determine whether CAR, EAR or another suitable policy is appropriate.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-f2bd7e2 e-con-full e-flex e-con e-child\" data-id=\"f2bd7e2\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-b983937 e-con-full e-flex e-con e-child\" data-id=\"b983937\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-aa75bbc elementor-absolute elementor-widget elementor-widget-heading\" data-id=\"aa75bbc\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_position&quot;:&quot;absolute&quot;}\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">02<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-add1290 e-con-full e-flex e-con e-child\" data-id=\"add1290\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-dce673b elementor-widget elementor-widget-heading\" data-id=\"dce673b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Calculate the Appropriate Project Value<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a634a6e elementor-widget elementor-widget-text-editor\" data-id=\"a634a6e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p data-pm-slice=\"1 1 []\">Estimate the completed contract value, including materials, labour, equipment and other applicable costs. Choose the appropriate sum insured as per policy requirements.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-690a18a e-con-full e-flex e-con e-child\" data-id=\"690a18a\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-2e8cac0 e-con-full e-flex e-con e-child\" data-id=\"2e8cac0\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-4dbac56 elementor-absolute elementor-widget elementor-widget-heading\" data-id=\"4dbac56\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_position&quot;:&quot;absolute&quot;}\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">03<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-161ef5d e-con-full e-flex e-con e-child\" data-id=\"161ef5d\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-5ec303b elementor-widget elementor-widget-heading\" data-id=\"5ec303b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Compare Coverage and Policy Conditions<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-21c6fee elementor-widget elementor-widget-text-editor\" data-id=\"21c6fee\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p data-pm-slice=\"1 1 []\">Review covered events, exclusions, deductibles, testing provisions, liability limits, project duration and claims procedures before selecting a policy.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-2787012 e-con-full e-flex e-con e-child\" data-id=\"2787012\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-7f738db e-con-full e-flex e-con e-child\" data-id=\"7f738db\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-c6bd514 elementor-absolute elementor-widget elementor-widget-heading\" data-id=\"c6bd514\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_position&quot;:&quot;absolute&quot;}\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">04<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-5c90324 e-con-full e-flex e-con e-child\" data-id=\"5c90324\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-303a974 elementor-widget elementor-widget-heading\" data-id=\"303a974\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Consider Additional Project Protection<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4a7b3f4 elementor-widget elementor-widget-text-editor\" data-id=\"4a7b3f4\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p data-pm-slice=\"1 1 []\">Explore extensions for surrounding property, maintenance periods, off-site storage, transit, escalation and Delay in Start-Up coverage where available and appropriate.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f808090 elementor-absolute elementor-hidden-mobile elementor-widget elementor-widget-image\" data-id=\"f808090\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_position&quot;:&quot;absolute&quot;}\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"5\" height=\"634\" src=\"https:\/\/israstationery.com\/nirajshinde\/wp-content\/uploads\/2026\/05\/Screenshot_32.png\" class=\"attachment-large size-large wp-image-4500\" alt=\"\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-57b1082 e-con-full e-flex e-con e-child\" data-id=\"57b1082\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-ebfcda2 e-grid e-con-full e-con e-child\" data-id=\"ebfcda2\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-c237cd0 e-con-full e-flex e-con e-child\" data-id=\"c237cd0\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-c75e8c9 elementor-widget elementor-widget-counter\" data-id=\"c75e8c9\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"counter.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-counter\">\n\t\t\t\t\t\t<div class=\"elementor-counter-number-wrapper\">\n\t\t\t\t<span class=\"elementor-counter-number-prefix\"><\/span>\n\t\t\t\t<span class=\"elementor-counter-number\" data-duration=\"2000\" data-to-value=\"8000\" data-from-value=\"0\" data-delimiter=\",\">0<\/span>\n\t\t\t\t<span class=\"elementor-counter-number-suffix\">+<\/span>\n\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-8e330a8 elementor-widget elementor-widget-heading\" data-id=\"8e330a8\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Families Supported<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7e4c888 elementor-widget elementor-widget-image\" data-id=\"7e4c888\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"183\" height=\"1\" src=\"https:\/\/israstationery.com\/nirajshinde\/wp-content\/uploads\/2026\/04\/home-3-Group-1410098857.png\" class=\"attachment-large size-large wp-image-903\" alt=\"\" srcset=\"https:\/\/israstationery.com\/nirajshinde\/wp-content\/uploads\/2026\/04\/home-3-Group-1410098857.png 183w, https:\/\/israstationery.com\/nirajshinde\/wp-content\/uploads\/2026\/04\/home-3-Group-1410098857-150x1.png 150w\" sizes=\"(max-width: 183px) 100vw, 183px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-a608e37 e-con-full e-flex e-con e-child\" data-id=\"a608e37\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-695426f elementor-widget elementor-widget-counter\" data-id=\"695426f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"counter.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-counter\">\n\t\t\t\t\t\t<div class=\"elementor-counter-number-wrapper\">\n\t\t\t\t<span class=\"elementor-counter-number-prefix\"><\/span>\n\t\t\t\t<span class=\"elementor-counter-number\" data-duration=\"2000\" data-to-value=\"10\" data-from-value=\"0\" data-delimiter=\",\">0<\/span>\n\t\t\t\t<span class=\"elementor-counter-number-suffix\">+<\/span>\n\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-fb3900c elementor-widget elementor-widget-heading\" data-id=\"fb3900c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Insurance Partners<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-13ed7b7 elementor-widget elementor-widget-image\" data-id=\"13ed7b7\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"183\" height=\"1\" src=\"https:\/\/israstationery.com\/nirajshinde\/wp-content\/uploads\/2026\/04\/home-3-Group-1410098857.png\" class=\"attachment-large size-large wp-image-903\" alt=\"\" srcset=\"https:\/\/israstationery.com\/nirajshinde\/wp-content\/uploads\/2026\/04\/home-3-Group-1410098857.png 183w, https:\/\/israstationery.com\/nirajshinde\/wp-content\/uploads\/2026\/04\/home-3-Group-1410098857-150x1.png 150w\" sizes=\"(max-width: 183px) 100vw, 183px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-b17758e e-con-full e-flex e-con e-child\" data-id=\"b17758e\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-5ecd6d1 elementor-widget elementor-widget-counter\" data-id=\"5ecd6d1\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"counter.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-counter\">\n\t\t\t\t\t\t<div class=\"elementor-counter-number-wrapper\">\n\t\t\t\t<span class=\"elementor-counter-number-prefix\"><\/span>\n\t\t\t\t<span class=\"elementor-counter-number\" data-duration=\"2000\" data-to-value=\"100\" data-from-value=\"0\" data-delimiter=\",\">0<\/span>\n\t\t\t\t<span class=\"elementor-counter-number-suffix\">%<\/span>\n\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3807a16 elementor-widget elementor-widget-heading\" data-id=\"3807a16\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Client Support<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6b38e1b elementor-widget elementor-widget-image\" data-id=\"6b38e1b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"183\" height=\"1\" src=\"https:\/\/israstationery.com\/nirajshinde\/wp-content\/uploads\/2026\/04\/home-3-Group-1410098857.png\" class=\"attachment-large size-large wp-image-903\" alt=\"\" srcset=\"https:\/\/israstationery.com\/nirajshinde\/wp-content\/uploads\/2026\/04\/home-3-Group-1410098857.png 183w, https:\/\/israstationery.com\/nirajshinde\/wp-content\/uploads\/2026\/04\/home-3-Group-1410098857-150x1.png 150w\" sizes=\"(max-width: 183px) 100vw, 183px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-7b953cf e-flex e-con-boxed e-con e-parent\" data-id=\"7b953cf\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-2ed0383 e-con-full e-flex e-con e-child\" data-id=\"2ed0383\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-ea8599d e-con-full e-flex e-con e-child\" data-id=\"ea8599d\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-5c8824c elementor-widget elementor-widget-heading\" data-id=\"5c8824c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Who Needs Project Insurance?<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7b4e79a elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"7b4e79a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-be14615 elementor-widget elementor-widget-text-editor\" data-id=\"be14615\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p data-pm-slice=\"1 1 []\">Project Insurance can be valuable for real estate developers, construction companies, civil contractors, infrastructure developers, EPC contractors, engineering firms, machinery installers and project owners undertaking construction or installation work.<br \/>Builders and civil contractors may require Contractors&#8217; All Risks Insurance for residential buildings, commercial complexes, roads, bridges and infrastructure projects. Engineering and industrial contractors may consider Erection All Risks Insurance for the installation and commissioning of plant, machinery and production equipment.<br \/>Project owners and contractors should review contractual insurance requirements, particularly where lenders, tender conditions or project agreements specify CAR or EAR coverage.<br \/>Subcontractors, mechanical and electrical contractors, HVAC installers and turnkey project providers may also require appropriate protection depending on their project responsibilities.<br \/>For projects in Mumbai, Thane, Navi Mumbai and surrounding development areas, suitable Project Insurance can help manage financial risks associated with construction activities and unexpected site incidents.<br \/>At Niraj Shinde \u2013 Insurance Expert, Mumbai, we help project owners and contractors understand available Project Insurance coverage, exclusions, premiums and claims procedures.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-efe14d7 elementor-position-inline-start elementor-hidden-mobile_extra elementor-hidden-mobile elementor-view-default elementor-mobile-position-block-start elementor-widget elementor-widget-icon-box\" data-id=\"efe14d7\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-box.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-box-wrapper\">\n\n\t\t\t\t\t\t<div class=\"elementor-icon-box-icon\">\n\t\t\t\t<span  class=\"elementor-icon\">\n\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"82\" height=\"77\" viewBox=\"0 0 82 77\" fill=\"none\"><path d=\"M81.4583 45.1562C81.4583 40.8788 78.9122 37.1929 75.2604 35.5099V34.5312C75.2604 15.4905 59.77 0 40.7292 0C21.6884 0 6.19792 15.4905 6.19792 34.5312V35.5099C2.54611 37.1929 0 40.8788 0 45.1562C0 51.0148 4.76603 55.7812 10.625 55.7812H14.1667C15.1446 55.7812 15.9375 54.9884 15.9375 54.0104V36.3021C15.9375 35.3242 15.1446 34.5312 14.1667 34.5312H10.625C10.3262 34.5312 10.0323 34.5518 9.73958 34.5761V34.5312C9.73958 17.4437 23.6417 3.54167 40.7292 3.54167C57.8167 3.54167 71.7188 17.4437 71.7188 34.5312V34.5761C71.4261 34.5518 71.1322 34.5312 70.8333 34.5312H67.2917C66.3137 34.5312 65.5208 35.3242 65.5208 36.3021V54.0104C65.5208 54.9884 66.3137 55.7812 67.2917 55.7812H70.8333C71.1322 55.7812 71.4261 55.7607 71.7188 55.7364V58.4375C71.7188 64.296 66.9527 69.0625 61.0938 69.0625H47.8125C47.8125 67.1097 46.2241 65.5208 44.2708 65.5208H35.4167C33.4634 65.5208 31.875 67.1097 31.875 69.0625V72.6042C31.875 74.557 33.4634 76.1458 35.4167 76.1458H44.2708C46.2241 76.1458 47.8125 74.557 47.8125 72.6042H61.0938C68.9051 72.6042 75.2604 66.2489 75.2604 58.4375V54.8026C78.9122 53.1196 81.4583 49.4337 81.4583 45.1562ZM12.3958 38.0729V52.2396H10.625C6.71931 52.2396 3.54167 49.0619 3.54167 45.1562C3.54167 41.2506 6.71931 38.0729 10.625 38.0729H12.3958ZM35.4167 72.6042V69.0625H44.2708L44.2721 70.8206C44.2721 70.825 44.2708 70.829 44.2708 70.8333C44.2708 70.8378 44.2721 70.8419 44.2721 70.8463L44.2734 72.6042H35.4167ZM70.8333 52.2396H69.0625V38.0729H70.8333C74.739 38.0729 77.9167 41.2506 77.9167 45.1562C77.9167 49.0619 74.739 52.2396 70.8333 52.2396ZM40.7292 56.6667C51.47 56.6667 60.2083 47.9284 60.2083 37.1875C60.2083 26.4466 51.47 17.7083 40.7292 17.7083C29.9883 17.7083 21.25 26.4466 21.25 37.1875C21.25 40.6626 22.1812 44.059 23.9503 47.0564L22.1674 56.3325C22.0438 56.9767 22.2859 57.6364 22.7978 58.0475C23.1177 58.3043 23.5102 58.4375 23.9062 58.4375C24.144 58.4375 24.3827 58.3899 24.6084 58.2927L32.559 54.8608C35.1365 56.0597 37.881 56.6667 40.7292 56.6667ZM26.2772 53.7147L27.5577 47.0494C27.6433 46.6037 27.5551 46.1424 27.3104 45.7602C25.6624 43.1878 24.7917 40.2233 24.7917 37.1875C24.7917 28.3995 31.9416 21.25 40.7292 21.25C49.5168 21.25 56.6667 28.3995 56.6667 37.1875C56.6667 45.9755 49.5168 53.125 40.7292 53.125C38.1689 53.125 35.7098 52.5241 33.4202 51.339C32.9489 51.0948 32.3921 51.0744 31.9044 51.2859L26.2772 53.7147ZM40.7292 42.5H31.875C30.8971 42.5 30.1042 41.7071 30.1042 40.7292C30.1042 39.7512 30.8971 38.9583 31.875 38.9583H40.7292C41.7071 38.9583 42.5 39.7512 42.5 40.7292C42.5 41.7071 41.7071 42.5 40.7292 42.5ZM30.1042 33.6458C30.1042 32.6679 30.8971 31.875 31.875 31.875H49.5833C50.5613 31.875 51.3542 32.6679 51.3542 33.6458C51.3542 34.6238 50.5613 35.4167 49.5833 35.4167H31.875C30.8971 35.4167 30.1042 34.6238 30.1042 33.6458Z\" fill=\"white\"><\/path><\/svg>\t\t\t\t<\/span>\n\t\t\t<\/div>\n\t\t\t\n\t\t\t\t\t\t<div class=\"elementor-icon-box-content\">\n\n\t\t\t\t\t\t\t\t\t<h3 class=\"elementor-icon-box-title\">\n\t\t\t\t\t\t<span  >\n\t\t\t\t\t\t\t+91 89760 78348\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/h3>\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<p class=\"elementor-icon-box-description\">\n\t\t\t\t\t\tinfo@nirajishindeinsurance.com\t\t\t\t\t<\/p>\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-a1b8554 e-con-full e-flex e-con e-child\" data-id=\"a1b8554\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-f471e9e elementor-widget elementor-widget-heading\" data-id=\"f471e9e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">What Affects Your Project Insurance Premium?<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-0d34888 elementor-icon-list--layout-traditional elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list\" data-id=\"0d34888\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-list.default\">\n\t\t\t\t\t\t\t<ul class=\"elementor-icon-list-items\">\n\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-check\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M173.898 439.404l-166.4-166.4c-9.997-9.997-9.997-26.206 0-36.204l36.203-36.204c9.997-9.998 26.207-9.998 36.204 0L192 312.69 432.095 72.596c9.997-9.997 26.207-9.997 36.204 0l36.203 36.204c9.997 9.997 9.997 26.206 0 36.204l-294.4 294.401c-9.998 9.997-26.207 9.997-36.204-.001z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Project Type: Residential buildings, commercial complexes, bridges, roads, industrial plants and infrastructure projects have different risk profiles.<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-check\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M173.898 439.404l-166.4-166.4c-9.997-9.997-9.997-26.206 0-36.204l36.203-36.204c9.997-9.998 26.207-9.998 36.204 0L192 312.69 432.095 72.596c9.997-9.997 26.207-9.997 36.204 0l36.203 36.204c9.997 9.997 9.997 26.206 0 36.204l-294.4 294.401c-9.998 9.997-26.207 9.997-36.204-.001z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Completed Contract Value: Higher declared project values generally increase the total insurance premium.<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-check\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M173.898 439.404l-166.4-166.4c-9.997-9.997-9.997-26.206 0-36.204l36.203-36.204c9.997-9.998 26.207-9.998 36.204 0L192 312.69 432.095 72.596c9.997-9.997 26.207-9.997 36.204 0l36.203 36.204c9.997 9.997 9.997 26.206 0 36.204l-294.4 294.401c-9.998 9.997-26.207 9.997-36.204-.001z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Project Duration: Longer construction or installation periods can increase exposure to insured risks.<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-check\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M173.898 439.404l-166.4-166.4c-9.997-9.997-9.997-26.206 0-36.204l36.203-36.204c9.997-9.998 26.207-9.998 36.204 0L192 312.69 432.095 72.596c9.997-9.997 26.207-9.997 36.204 0l36.203 36.204c9.997 9.997 9.997 26.206 0 36.204l-294.4 294.401c-9.998 9.997-26.207 9.997-36.204-.001z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Site Location: Flood exposure, earthquake zones, ground conditions and surrounding property risks influence underwriting.<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-check\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M173.898 439.404l-166.4-166.4c-9.997-9.997-9.997-26.206 0-36.204l36.203-36.204c9.997-9.998 26.207-9.998 36.204 0L192 312.69 432.095 72.596c9.997-9.997 26.207-9.997 36.204 0l36.203 36.204c9.997 9.997 9.997 26.206 0 36.204l-294.4 294.401c-9.998 9.997-26.207 9.997-36.204-.001z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Nature of Construction: Excavation, high-rise construction, tunnelling and other complex activities may affect risk assessment.<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-check\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M173.898 439.404l-166.4-166.4c-9.997-9.997-9.997-26.206 0-36.204l36.203-36.204c9.997-9.998 26.207-9.998 36.204 0L192 312.69 432.095 72.596c9.997-9.997 26.207-9.997 36.204 0l36.203 36.204c9.997 9.997 9.997 26.206 0 36.204l-294.4 294.401c-9.998 9.997-26.207 9.997-36.204-.001z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Machinery Installation: The type, value and complexity of equipment being erected or installed influence EAR Insurance pricing.<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-check\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M173.898 439.404l-166.4-166.4c-9.997-9.997-9.997-26.206 0-36.204l36.203-36.204c9.997-9.998 26.207-9.998 36.204 0L192 312.69 432.095 72.596c9.997-9.997 26.207-9.997 36.204 0l36.203 36.204c9.997 9.997 9.997 26.206 0 36.204l-294.4 294.401c-9.998 9.997-26.207 9.997-36.204-.001z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Testing and Commissioning: Hot testing, trial operations and other commissioning activities may involve additional risk.<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-check\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M173.898 439.404l-166.4-166.4c-9.997-9.997-9.997-26.206 0-36.204l36.203-36.204c9.997-9.998 26.207-9.998 36.204 0L192 312.69 432.095 72.596c9.997-9.997 26.207-9.997 36.204 0l36.203 36.204c9.997 9.997 9.997 26.206 0 36.204l-294.4 294.401c-9.998 9.997-26.207 9.997-36.204-.001z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Third-Party Liability Limits: Higher selected liability limits can increase premiums.<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-check\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M173.898 439.404l-166.4-166.4c-9.997-9.997-9.997-26.206 0-36.204l36.203-36.204c9.997-9.998 26.207-9.998 36.204 0L192 312.69 432.095 72.596c9.997-9.997 26.207-9.997 36.204 0l36.203 36.204c9.997 9.997 9.997 26.206 0 36.204l-294.4 294.401c-9.998 9.997-26.207 9.997-36.204-.001z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Maintenance Period: Extended maintenance or defects-related coverage may affect the total policy cost.<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-check\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M173.898 439.404l-166.4-166.4c-9.997-9.997-9.997-26.206 0-36.204l36.203-36.204c9.997-9.998 26.207-9.998 36.204 0L192 312.69 432.095 72.596c9.997-9.997 26.207-9.997 36.204 0l36.203 36.204c9.997 9.997 9.997 26.206 0 36.204l-294.4 294.401c-9.998 9.997-26.207 9.997-36.204-.001z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Contractor Experience: Project management experience, previous claims and technical capabilities may influence the insurer's assessment.<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-check\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M173.898 439.404l-166.4-166.4c-9.997-9.997-9.997-26.206 0-36.204l36.203-36.204c9.997-9.998 26.207-9.998 36.204 0L192 312.69 432.095 72.596c9.997-9.997 26.207-9.997 36.204 0l36.203 36.204c9.997 9.997 9.997 26.206 0 36.204l-294.4 294.401c-9.998 9.997-26.207 9.997-36.204-.001z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Site Safety Arrangements: Risk controls, engineering supervision and safety procedures can affect underwriting.<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-check\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M173.898 439.404l-166.4-166.4c-9.997-9.997-9.997-26.206 0-36.204l36.203-36.204c9.997-9.998 26.207-9.998 36.204 0L192 312.69 432.095 72.596c9.997-9.997 26.207-9.997 36.204 0l36.203 36.204c9.997 9.997 9.997 26.206 0 36.204l-294.4 294.401c-9.998 9.997-26.207 9.997-36.204-.001z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Deductibles and Extensions: Applicable deductibles and optional coverage for surrounding property, transit or project delays can influence premiums.<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-b637cf5 e-flex e-con-boxed e-con e-parent\" data-id=\"b637cf5\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-012341a e-con-full e-flex e-con e-child\" data-id=\"012341a\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t<div class=\"elementor-element elementor-element-992f8d4 e-con-full e-flex e-con e-child\" data-id=\"992f8d4\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-7923032 e-con-full e-flex e-con e-child\" data-id=\"7923032\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-32e252c elementor-widget elementor-widget-heading\" data-id=\"32e252c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">How the Project Insurance Claim Process Works<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d09297a elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"d09297a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-546aea9 e-con-full e-flex e-con e-child\" data-id=\"546aea9\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-54b7887 elementor-view-stacked elementor-widget__width-initial elementor-shape-circle elementor-position-block-start elementor-mobile-position-block-start elementor-widget elementor-widget-icon-box\" data-id=\"54b7887\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-box.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-box-wrapper\">\n\n\t\t\t\t\t\t<div class=\"elementor-icon-box-icon\">\n\t\t\t\t<span  class=\"elementor-icon\">\n\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" xmlns:xlink=\"http:\/\/www.w3.org\/1999\/xlink\" width=\"60\" viewBox=\"0 0 45 44.999999\" height=\"60\" preserveAspectRatio=\"xMidYMid meet\"><path fill=\"#ffffff\" d=\"M 25.175781 35.570312 L 21.628906 35.570312 L 21.628906 13.785156 L 16.683594 17.921875 L 14.578125 15.445312 L 21.996094 9.429688 L 25.175781 9.429688 Z M 25.175781 35.570312 \" fill-opacity=\"1\" fill-rule=\"nonzero\"><\/path><path fill=\"#ffffff\" d=\"M 22.5 0 C 10.074219 0 0 10.074219 0 22.5 C 0 34.925781 10.074219 45 22.5 45 C 34.925781 45 45 34.925781 45 22.5 C 45 10.074219 34.925781 0 22.5 0 Z M 36.136719 36.136719 C 32.496094 39.78125 27.652344 41.785156 22.5 41.785156 C 17.347656 41.785156 12.503906 39.78125 8.863281 36.136719 C 5.21875 32.496094 3.214844 27.652344 3.214844 22.5 C 3.214844 17.347656 5.21875 12.503906 8.863281 8.863281 C 12.503906 5.21875 17.347656 3.214844 22.5 3.214844 C 27.652344 3.214844 32.496094 5.21875 36.136719 8.863281 C 39.78125 12.503906 41.785156 17.347656 41.785156 22.5 C 41.785156 27.652344 39.78125 32.496094 36.136719 36.136719 Z M 36.136719 36.136719 \" fill-opacity=\"1\" fill-rule=\"nonzero\"><\/path><\/svg>\t\t\t\t<\/span>\n\t\t\t<\/div>\n\t\t\t\n\t\t\t\t\t\t<div class=\"elementor-icon-box-content\">\n\n\t\t\t\t\t\t\t\t\t<h3 class=\"elementor-icon-box-title\">\n\t\t\t\t\t\t<span  >\n\t\t\t\t\t\t\tSecure the Site and Inform the Insurer\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/h3>\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<p class=\"elementor-icon-box-description\">\n\t\t\t\t\t\tPrioritise safety, prevent further loss and notify the insurer promptly after a potentially covered incident.\t\t\t\t\t<\/p>\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3b481de elementor-view-stacked elementor-widget__width-initial elementor-shape-circle elementor-position-block-start elementor-mobile-position-block-start elementor-widget elementor-widget-icon-box\" data-id=\"3b481de\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-box.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-box-wrapper\">\n\n\t\t\t\t\t\t<div class=\"elementor-icon-box-icon\">\n\t\t\t\t<span  class=\"elementor-icon\">\n\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" xmlns:xlink=\"http:\/\/www.w3.org\/1999\/xlink\" width=\"60\" viewBox=\"0 0 45 44.999999\" height=\"60\" preserveAspectRatio=\"xMidYMid meet\"><path fill=\"#ffffff\" d=\"M 31.03125 35.90625 L 13.96875 35.90625 L 13.96875 32.46875 L 24.382812 22.132812 C 25.171875 21.320312 25.847656 20.46875 26.414062 19.582031 C 26.980469 18.695312 27.261719 17.699219 27.261719 16.59375 C 27.261719 15.902344 27.140625 15.28125 26.894531 14.726562 C 26.648438 14.175781 26.316406 13.699219 25.898438 13.304688 C 25.476562 12.914062 24.984375 12.609375 24.417969 12.402344 C 23.851562 12.191406 23.25 12.085938 22.609375 12.085938 C 21.28125 12.085938 20.183594 12.511719 19.324219 13.363281 C 18.460938 14.210938 17.921875 15.300781 17.699219 16.628906 L 14.191406 16.039062 C 14.339844 15.054688 14.652344 14.136719 15.132812 13.289062 C 15.613281 12.4375 16.222656 11.699219 16.960938 11.074219 C 17.699219 10.445312 18.554688 9.957031 19.527344 9.613281 C 20.5 9.269531 21.539062 9.097656 22.648438 9.097656 C 23.753906 9.097656 24.769531 9.257812 25.769531 9.578125 C 26.765625 9.898438 27.644531 10.363281 28.40625 10.980469 C 29.171875 11.59375 29.78125 12.371094 30.234375 13.304688 C 30.691406 14.242188 30.917969 15.3125 30.917969 16.519531 C 30.917969 17.355469 30.808594 18.132812 30.585938 18.847656 C 30.363281 19.558594 30.0625 20.238281 29.683594 20.875 C 29.300781 21.515625 28.851562 22.125 28.332031 22.703125 C 27.816406 23.285156 27.273438 23.855469 26.707031 24.421875 L 18.214844 32.695312 L 31.027344 32.695312 L 31.027344 35.90625 Z M 31.03125 35.90625 \" fill-opacity=\"1\" fill-rule=\"nonzero\"><\/path><path fill=\"#ffffff\" d=\"M 22.5 0 C 10.074219 0 0 10.074219 0 22.5 C 0 34.925781 10.074219 45 22.5 45 C 34.925781 45 45 34.925781 45 22.5 C 45 10.074219 34.925781 0 22.5 0 Z M 36.136719 36.136719 C 32.496094 39.78125 27.652344 41.785156 22.5 41.785156 C 17.347656 41.785156 12.503906 39.78125 8.863281 36.136719 C 5.21875 32.496094 3.214844 27.652344 3.214844 22.5 C 3.214844 17.347656 5.21875 12.503906 8.863281 8.863281 C 12.503906 5.21875 17.347656 3.214844 22.5 3.214844 C 27.652344 3.214844 32.496094 5.21875 36.136719 8.863281 C 39.78125 12.503906 41.785156 17.347656 41.785156 22.5 C 41.785156 27.652344 39.78125 32.496094 36.136719 36.136719 Z M 36.136719 36.136719 \" fill-opacity=\"1\" fill-rule=\"nonzero\"><\/path><\/svg>\t\t\t\t<\/span>\n\t\t\t<\/div>\n\t\t\t\n\t\t\t\t\t\t<div class=\"elementor-icon-box-content\">\n\n\t\t\t\t\t\t\t\t\t<h3 class=\"elementor-icon-box-title\">\n\t\t\t\t\t\t<span  >\n\t\t\t\t\t\t\tCollect Project Documents and Evidence\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/h3>\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<p class=\"elementor-icon-box-description\">\n\t\t\t\t\t\tTake photographs when safe and gather contracts, project drawings, incident records and repair estimates.\t\t\t\t\t<\/p>\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-421064a elementor-view-stacked elementor-widget__width-initial elementor-shape-circle elementor-position-block-start elementor-mobile-position-block-start elementor-widget elementor-widget-icon-box\" data-id=\"421064a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-box.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-box-wrapper\">\n\n\t\t\t\t\t\t<div class=\"elementor-icon-box-icon\">\n\t\t\t\t<span  class=\"elementor-icon\">\n\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" xmlns:xlink=\"http:\/\/www.w3.org\/1999\/xlink\" width=\"60\" viewBox=\"0 0 45 44.999999\" height=\"60\" preserveAspectRatio=\"xMidYMid meet\"><path fill=\"#ffffff\" d=\"M 20.082031 20.46875 L 21.226562 20.46875 C 21.964844 20.46875 22.683594 20.402344 23.386719 20.265625 C 24.089844 20.128906 24.710938 19.894531 25.25 19.5625 C 25.792969 19.226562 26.230469 18.777344 26.5625 18.207031 C 26.894531 17.636719 27.0625 16.933594 27.0625 16.09375 C 27.0625 15.425781 26.9375 14.828125 26.691406 14.292969 C 26.445312 13.761719 26.105469 13.3125 25.675781 12.941406 C 25.246094 12.570312 24.753906 12.28125 24.199219 12.070312 C 23.644531 11.859375 23.058594 11.753906 22.445312 11.753906 C 21.335938 11.753906 20.394531 12.039062 19.621094 12.605469 C 18.84375 13.171875 18.261719 13.957031 17.867188 14.96875 L 14.617188 13.820312 C 15.257812 12.246094 16.285156 11.011719 17.699219 10.109375 C 19.117188 9.210938 20.746094 8.761719 22.59375 8.761719 C 23.675781 8.761719 24.703125 8.917969 25.675781 9.226562 C 26.648438 9.535156 27.5 9.984375 28.230469 10.574219 C 28.960938 11.167969 29.539062 11.90625 29.964844 12.792969 C 30.390625 13.679688 30.605469 14.703125 30.605469 15.863281 C 30.605469 16.605469 30.488281 17.292969 30.253906 17.933594 C 30.019531 18.574219 29.699219 19.15625 29.292969 19.671875 C 28.886719 20.191406 28.402344 20.632812 27.835938 21.003906 C 27.269531 21.375 26.65625 21.644531 25.988281 21.816406 L 25.988281 21.890625 C 26.753906 22.039062 27.460938 22.296875 28.113281 22.664062 C 28.765625 23.035156 29.324219 23.496094 29.792969 24.046875 C 30.261719 24.601562 30.628906 25.234375 30.902344 25.949219 C 31.171875 26.660156 31.308594 27.4375 31.308594 28.269531 C 31.308594 29.574219 31.0625 30.722656 30.578125 31.71875 C 30.089844 32.714844 29.441406 33.546875 28.636719 34.210938 C 27.832031 34.875 26.902344 35.378906 25.84375 35.722656 C 24.785156 36.066406 23.699219 36.238281 22.59375 36.238281 C 20.523438 36.238281 18.703125 35.769531 17.128906 34.835938 C 15.550781 33.898438 14.40625 32.449219 13.695312 30.476562 L 17.015625 29.367188 C 17.410156 30.503906 18.082031 31.425781 19.03125 32.140625 C 19.976562 32.851562 21.140625 33.210938 22.519531 33.210938 C 23.183594 33.210938 23.832031 33.105469 24.457031 32.894531 C 25.085938 32.6875 25.644531 32.375 26.136719 31.953125 C 26.628906 31.535156 27.023438 31.019531 27.320312 30.402344 C 27.617188 29.789062 27.761719 29.0625 27.761719 28.226562 C 27.761719 27.3125 27.566406 26.550781 27.171875 25.933594 C 26.777344 25.320312 26.269531 24.820312 25.640625 24.441406 C 25.011719 24.058594 24.304688 23.789062 23.515625 23.628906 C 22.730469 23.46875 21.953125 23.386719 21.191406 23.386719 L 20.082031 23.386719 Z M 20.082031 20.46875 \" fill-opacity=\"1\" fill-rule=\"nonzero\"><\/path><path fill=\"#ffffff\" d=\"M 22.5 0 C 10.074219 0 0 10.074219 0 22.5 C 0 34.925781 10.074219 45 22.5 45 C 34.925781 45 45 34.925781 45 22.5 C 45 10.074219 34.925781 0 22.5 0 Z M 36.136719 36.136719 C 32.496094 39.78125 27.652344 41.785156 22.5 41.785156 C 17.347656 41.785156 12.503906 39.78125 8.863281 36.136719 C 5.21875 32.496094 3.214844 27.652344 3.214844 22.5 C 3.214844 17.347656 5.21875 12.503906 8.863281 8.863281 C 12.503906 5.21875 17.347656 3.214844 22.5 3.214844 C 27.652344 3.214844 32.496094 5.21875 36.136719 8.863281 C 39.78125 12.503906 41.785156 17.347656 41.785156 22.5 C 41.785156 27.652344 39.78125 32.496094 36.136719 36.136719 Z M 36.136719 36.136719 \" fill-opacity=\"1\" fill-rule=\"nonzero\"><\/path><\/svg>\t\t\t\t<\/span>\n\t\t\t<\/div>\n\t\t\t\n\t\t\t\t\t\t<div class=\"elementor-icon-box-content\">\n\n\t\t\t\t\t\t\t\t\t<h3 class=\"elementor-icon-box-title\">\n\t\t\t\t\t\t<span  >\n\t\t\t\t\t\t\tInspection and Loss Assessment\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/h3>\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<p class=\"elementor-icon-box-description\">\n\t\t\t\t\t\tThe insurer may appoint a surveyor or engineer to inspect the damage and assess the loss.\t\t\t\t\t<\/p>\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1535183 elementor-view-stacked elementor-widget__width-initial elementor-shape-circle elementor-position-block-start elementor-mobile-position-block-start elementor-widget elementor-widget-icon-box\" data-id=\"1535183\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-box.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-box-wrapper\">\n\n\t\t\t\t\t\t<div class=\"elementor-icon-box-icon\">\n\t\t\t\t<span  class=\"elementor-icon\">\n\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" xmlns:xlink=\"http:\/\/www.w3.org\/1999\/xlink\" width=\"60\" viewBox=\"0 0 45 44.999999\" height=\"60\" preserveAspectRatio=\"xMidYMid meet\"><path fill=\"#ffffff\" d=\"M 28.371094 26.636719 L 32.136719 26.636719 L 32.136719 29.699219 L 28.371094 29.699219 L 28.371094 35.570312 L 24.898438 35.570312 L 24.898438 29.699219 L 12.863281 29.699219 L 12.863281 26.449219 L 23.976562 9.425781 L 28.371094 9.425781 Z M 24.898438 13.527344 L 24.824219 13.527344 L 16.554688 26.636719 L 24.898438 26.636719 Z M 24.898438 13.527344 \" fill-opacity=\"1\" fill-rule=\"nonzero\"><\/path><path fill=\"#ffffff\" d=\"M 22.5 0 C 10.074219 0 0 10.074219 0 22.5 C 0 34.925781 10.074219 45 22.5 45 C 34.925781 45 45 34.925781 45 22.5 C 45 10.074219 34.925781 0 22.5 0 Z M 36.136719 36.136719 C 32.496094 39.78125 27.652344 41.785156 22.5 41.785156 C 17.347656 41.785156 12.503906 39.78125 8.863281 36.136719 C 5.21875 32.496094 3.214844 27.652344 3.214844 22.5 C 3.214844 17.347656 5.21875 12.503906 8.863281 8.863281 C 12.503906 5.21875 17.347656 3.214844 22.5 3.214844 C 27.652344 3.214844 32.496094 5.21875 36.136719 8.863281 C 39.78125 12.503906 41.785156 17.347656 41.785156 22.5 C 41.785156 27.652344 39.78125 32.496094 36.136719 36.136719 Z M 36.136719 36.136719 \" fill-opacity=\"1\" fill-rule=\"nonzero\"><\/path><\/svg>\t\t\t\t<\/span>\n\t\t\t<\/div>\n\t\t\t\n\t\t\t\t\t\t<div class=\"elementor-icon-box-content\">\n\n\t\t\t\t\t\t\t\t\t<h3 class=\"elementor-icon-box-title\">\n\t\t\t\t\t\t<span  >\n\t\t\t\t\t\t\tClaim Review and Settlement\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/h3>\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<p class=\"elementor-icon-box-description\">\n\t\t\t\t\t\tThe insurer reviews the damage, exclusions, deductibles and policy conditions before settling eligible claims.\t\t\t\t\t<\/p>\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-c4ec698 e-flex e-con-boxed e-con e-parent\" data-id=\"c4ec698\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-014ca34 e-con-full e-flex e-con e-child\" data-id=\"014ca34\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-bbe9c42 elementor-widget elementor-widget-heading\" data-id=\"bbe9c42\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Common Questions About Project Insurance in India<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-9dd2672 elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"9dd2672\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-8ef1908 elementor-widget__width-initial elementor-widget elementor-widget-Bixoo-accordion-one-widget\" data-id=\"8ef1908\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"Bixoo-accordion-one-widget.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\n\n            <div class=\"faq-items-style-1\">\n                <ul class=\"accordion-box\">\n                                            <li class=\"accordion block  active-block wow fadeInUp\" data-wow-delay=\".2s\">\n                            <div class=\"acc-btn active\">\n                                1. What Is Project Insurance?                                 <div class=\"icon fa-regular fa-plus\"><\/div>\n                            <\/div>\n                            <div class=\"acc-content current\">\n                                <div class=\"content\">\n                                    <div class=\"text\">\n                                        Project Insurance provides financial protection against specified risks during construction, installation, erection and commissioning activities. It can cover eligible physical damage to insured project works, materials and machinery, along with selected third-party liabilities.                                    <\/div>\n                                <\/div>\n                            <\/div>\n                        <\/li>\n                                            <li class=\"accordion block   wow fadeInUp\" data-wow-delay=\".2s\">\n                            <div class=\"acc-btn active\">\n                                2. What Is Contractors&#039; All Risks (CAR) Insurance?                                <div class=\"icon fa-regular fa-plus\"><\/div>\n                            <\/div>\n                            <div class=\"acc-content \">\n                                <div class=\"content\">\n                                    <div class=\"text\">\n                                        Contractors&#039; All Risks Insurance is designed for civil construction projects such as buildings, roads, bridges and infrastructure works. It provides coverage against specified accidental physical loss or damage and may include a third-party liability section.                                    <\/div>\n                                <\/div>\n                            <\/div>\n                        <\/li>\n                                            <li class=\"accordion block   wow fadeInUp\" data-wow-delay=\".2s\">\n                            <div class=\"acc-btn active\">\n                                3. What Is Erection All Risks (EAR) Insurance?                                <div class=\"icon fa-regular fa-plus\"><\/div>\n                            <\/div>\n                            <div class=\"acc-content \">\n                                <div class=\"content\">\n                                    <div class=\"text\">\n                                        Erection All Risks Insurance covers specified risks during the installation, erection, testing and commissioning of insured plant and machinery. It is relevant for engineering, industrial and equipment installation projects.                                    <\/div>\n                                <\/div>\n                            <\/div>\n                        <\/li>\n                                            <li class=\"accordion block   wow fadeInUp\" data-wow-delay=\".2s\">\n                            <div class=\"acc-btn active\">\n                                4. What Is the Difference Between CAR and EAR Insurance?                                <div class=\"icon fa-regular fa-plus\"><\/div>\n                            <\/div>\n                            <div class=\"acc-content \">\n                                <div class=\"content\">\n                                    <div class=\"text\">\n                                        CAR Insurance primarily focuses on civil construction works, while EAR Insurance focuses on machinery and equipment installation. Some projects involve both, and the appropriate insurance structure depends on the nature of the work.                                    <\/div>\n                                <\/div>\n                            <\/div>\n                        <\/li>\n                                            <li class=\"accordion block   wow fadeInUp\" data-wow-delay=\".2s\">\n                            <div class=\"acc-btn active\">\n                                5. Is Project Insurance Mandatory in India?                                <div class=\"icon fa-regular fa-plus\"><\/div>\n                            <\/div>\n                            <div class=\"acc-content \">\n                                <div class=\"content\">\n                                    <div class=\"text\">\n                                        Project Insurance is not universally mandatory for every construction project. However, developers, lenders, tender authorities and contracts may require CAR, EAR or other relevant policies.                                    <\/div>\n                                <\/div>\n                            <\/div>\n                        <\/li>\n                                            <li class=\"accordion block   wow fadeInUp\" data-wow-delay=\".2s\">\n                            <div class=\"acc-btn active\">\n                                6. Who Should Purchase Project Insurance?                                <div class=\"icon fa-regular fa-plus\"><\/div>\n                            <\/div>\n                            <div class=\"acc-content \">\n                                <div class=\"content\">\n                                    <div class=\"text\">\n                                        The project owner, main contractor or another responsible party may arrange insurance according to contractual requirements. Eligible project owners, contractors and subcontractors may be included as insured parties where specified in the policy.                                    <\/div>\n                                <\/div>\n                            <\/div>\n                        <\/li>\n                                    <\/ul>\n            <\/div>\n\n        \t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Project Insurance Project Insurance Plans to Protect Your Construction &amp; Engineering Work Project Insurance Plans to Protect Your Construction &amp; Engineering WorkEvery construction and engineering project involves financial risks. Unexpected accidents, fire, natural disasters, equipment damage or third-party incidents can affect project timelines and budgets.Explore Project Insurance solutions designed to protect eligible construction works, installation<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"inline_featured_image":false,"footnotes":""},"class_list":["post-14972","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/israstationery.com\/nirajshinde\/wp-json\/wp\/v2\/pages\/14972","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/israstationery.com\/nirajshinde\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/israstationery.com\/nirajshinde\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/israstationery.com\/nirajshinde\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/israstationery.com\/nirajshinde\/wp-json\/wp\/v2\/comments?post=14972"}],"version-history":[{"count":40,"href":"https:\/\/israstationery.com\/nirajshinde\/wp-json\/wp\/v2\/pages\/14972\/revisions"}],"predecessor-version":[{"id":16047,"href":"https:\/\/israstationery.com\/nirajshinde\/wp-json\/wp\/v2\/pages\/14972\/revisions\/16047"}],"wp:attachment":[{"href":"https:\/\/israstationery.com\/nirajshinde\/wp-json\/wp\/v2\/media?parent=14972"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}